Last updated 01 Jun 2026

Terms & Conditions

These terms govern your access to and use of AI Zenox, a mobile app product provided by PayBack Digital Services, including its website, market analysis, and related services.

Contact: For questions about these terms, email contact@paybackdigitalservice.com.

Agreement To Terms

These Terms and Conditions constitute a legally binding agreement made between you, whether personally or on behalf of an entity, and PayBack Digital Services, concerning your access to and use of AI Zenox, including the AI Zenox website, mobile application, market analysis, and any related services.

AI Zenox provides AI-powered forex and crypto market analysis, analytics, and related research tools. By accessing the Site and/or Services, you agree that you have read, understood, and agree to be bound by all of these Terms and Conditions. If you do not agree, you are prohibited from using the Site and Services and must discontinue use immediately.

Supplemental policies, terms, conditions, or documents that may be posted on the Site from time to time are expressly incorporated by reference. We may make changes to these Terms and Conditions at any time. The updated version will be indicated by an updated "Revised" date and will be effective as soon as it is accessible.

We may update or change the Site from time to time to reflect changes to our products, users' needs, and/or business priorities. The Site is intended for users who are at least 18 years old. If you are under 18, you are not permitted to register for the Site or use the Services without parental permission.

Additional policies may also apply to your use of the Site, including our Privacy Notice, Acceptable Use Policy, Cookie Policy, terms and conditions of supply, and any payment terms that apply to paid Services.

Acceptable Use

You may not access or use the Site for any purpose other than that for which we make the Site and Services available. The Site may not be used in connection with any commercial endeavor except those specifically endorsed or approved by us.

As a user of this Site, you agree not to falsely imply a relationship with us or another company with whom you do not have a relationship. We may require identity verification should suspicious or illicit activity be detected and/or to comply with legal regulations in your country of residence.

Information You Provide To Us

You represent and warrant that all registration information you submit will be true, correct, current, complete, and relate to you and not a third party; that you will maintain the correctness of such information; that you will keep your password confidential; and that you have the legal capacity to comply with these Terms and Conditions.

If you know or suspect that anyone other than you knows your user information or password, you must promptly notify us by email at contact@paybackdigitalservice.com.

If you provide information that is untrue, inaccurate, not current, or incomplete, we may suspend or terminate your account. We may remove or change a user name you select if we determine that such user name is inappropriate.

Content You Provide To Us

There may be opportunities for you to post content to the Site or send comments to us. You understand and agree that your User Content may be viewed by other users on the Site, and that they may be able to see who posted it.

You agree that we can use your User Content for any purpose in perpetuity without payment to you, and combine your User Content with other content for use within the Site and otherwise. We do not have to attribute your User Content to you.

You warrant that any User Content complies with our Acceptable Use Policy, and you will be liable to us and indemnify us for any breach of that warranty. We have the right to remove any User Content if, in our opinion, it does not comply with the Acceptable Use Policy.

We are not responsible for User Content, including content that contains incorrect information, is defamatory, or is lost. We reserve the right to remove, screen, and/or edit User Content without notice and at any time. If you wish to complain about User Content uploaded by other users, contact us at contact@paybackdigitalservice.com.

Our Content

Unless otherwise indicated, the Site and Services, including source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics, are owned or licensed to us and are protected by copyright and intellectual property laws.

Except as expressly provided in these Terms and Conditions, no part of the Site, Services, or Our Content may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose without our express prior written permission.

Provided that you are eligible to use the Site, you are granted a limited license to access and use the Site and Our Content and to download or print a copy of any portion of the Content to which you have properly gained access solely for personal, non-commercial use.

You must not try to gain unauthorized access to the Site or any connected networks, servers, or computer systems, or make unauthorized modifications, adaptations, additions, or enhancements to the Site or Our Content.

Although we make reasonable efforts to update information on our Site, we make no representations, warranties, or guarantees that Our Content is accurate, complete, or up to date.

Link To Third-Party Content

The Site may contain links to websites or applications operated by third parties. We do not have influence or control over such third-party websites, applications, or operators. We are not responsible for and do not endorse third-party websites or applications, their availability, or their content.

We accept no responsibility for adverts contained within the Site. If you purchase goods or services from any third party who advertises on the Site, you do so at your own discretion and should contact the advertiser with any questions or complaints.

Site Management

We reserve the right, at our sole discretion, to monitor the Site for breaches of these Terms and Conditions; take appropriate legal action; refuse, restrict, or disable access to contributions; remove files and content that burden our systems; and otherwise manage the Site to protect our rights and property and facilitate proper functioning of the Site and Services.

We do not guarantee that the Site will be secure or free from bugs or viruses. You are responsible for configuring your information technology, computer programs, and platform to access the Site, and you should use your own virus protection software.

Modifications To And Availability Of The Site

We reserve the right to change, modify, or remove the contents of the Site at any time or for any reason at our sole discretion without notice. We also reserve the right to modify or discontinue all or part of the Services without notice at any time.

We cannot guarantee the Site and Services will be available at all times. We may experience hardware, software, or other problems or need to perform maintenance, resulting in interruptions, delays, or errors. You agree that we have no liability for loss, damage, or inconvenience caused by your inability to access or use the Site or Services during downtime or discontinuance.

There may be information on the Site that contains typographical errors, incorrect details, or omissions relating to Services, including descriptions, plan details, availability, and other information. We reserve the right to correct errors, incorrect details, or omissions and to change or update information at any time without prior notice.

Disclaimer / Limitation Of Liability

The Site and Services are provided on an as-is and as-available basis. Your use of the Site and/or Services is your responsibility except as expressly set out in these Terms and Conditions. All warranties, terms, conditions, and undertakings, express or implied, are excluded to the fullest extent permitted by applicable law.

We make no warranties or representations about the correctness or completeness of the Site's content and are not liable for errors or omissions, unauthorized access to or use of servers or stored information, interruption or cessation of transmission, or bugs, viruses, trojan horses, or similar issues transmitted by third parties. We will not be responsible for delay or failure to comply with obligations caused by events beyond our reasonable control.

Terms And Termination

These Terms and Conditions remain in full force and effect while you use the Site or Services or are otherwise a user of the Site. You may terminate your use or participation at any time by following account termination instructions, if available, or by contacting us at contact@paybackdigitalservice.com.

Without limiting any other provision, we reserve the right, in our sole discretion and without notice or liability, to deny access to and use of the Site and Services to any person for any reason, including breach of these Terms and Conditions or applicable law.

If we determine that your use of the Site or Services breaches these Terms and Conditions or applicable law, we may terminate your use or participation, delete your profile and posted content, and take appropriate legal action.

Mobile Application

If you access the Services via a mobile application, we grant you a revocable, non-exclusive, non-transferable, limited right to install and use the mobile application on wireless electronic devices owned or controlled by you, strictly in accordance with these terms.

If you use a mobile application obtained from the Apple Store or Google Play, your license is limited to use on a device utilizing the applicable Apple iOS or Android operating system and in accordance with the relevant App Distributor terms of service.

Each App Distributor has no obligation to furnish maintenance and support services for the mobile application. You must comply with applicable third-party terms when using the mobile application, and you acknowledge that App Distributors are third-party beneficiaries of these Terms and Conditions.

General

Visiting the Site, sending emails, and completing online forms constitute electronic communications. You consent to receive electronic communications and agree that all agreements, notices, disclosures, and other communications we provide electronically satisfy any legal requirement that such communication be in writing.

These Terms and Conditions and any policies or operating rules posted by us on the Site or in respect to the Services constitute the entire agreement and understanding between you and us. Our failure to exercise or enforce any right or provision does not operate as a waiver of such right or provision.

We may assign any or all of our rights and obligations to others at any time. We are not responsible or liable for loss, damage, delay, or failure to act caused by any cause beyond our reasonable control.

If any provision or part of a provision is unlawful, void, or unenforceable, that provision or part of the provision is deemed severable and does not affect the validity and enforceability of the remaining provisions. No joint venture, partnership, employment, or agency relationship is created between you and us as a result of these Terms and Conditions or use of the Site or Services.

In order to resolve a complaint regarding the Services or receive further information, please contact us by email at contact@paybackdigitalservice.com.